Terms of Service

1. Acceptance of terms

By accessing or using as-bremen.ltd (the "Site"), operated by AS Abrechnungsstelle für Heil-, Hilfs- und Pflegeberufe AG ("we", "us", "our"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

2. Nature of the website

This Site provides general information about healthcare billing administration and receivables factoring for healing, auxiliary and care professions. It is published for informational purposes only.

3. No professional advice

Nothing on this Site constitutes financial, legal, tax, medical or professional advice. Billing and factoring arrangements are subject to individual circumstances, applicable insurer rules and contractual terms that are not described in full on this Site. You should seek independent professional advice before making any decision.

4. No paid services on this site

This Site does not sell products or services, does not process payments, and does not allow you to enter into a factoring, billing or any other contractual agreement online. Any services referenced on the Site would need to be arranged separately, directly with us, outside of this website.

5. Accuracy of information

We aim to keep the information on this Site accurate and up to date, but we make no warranty, express or implied, as to its completeness, accuracy, reliability or suitability for any particular purpose. Rules governing statutory and private health insurance billing change over time; always confirm current requirements directly with the relevant insurer or with us.

6. Intellectual property

Unless otherwise indicated, the text, layout and design of this Site are the property of AS Abrechnungsstelle für Heil-, Hilfs- und Pflegeberufe AG or its licensors. Photographs used on this Site are sourced from third-party stock libraries under their respective free-use licences. You may view and print pages for personal, non-commercial reference, but may not reproduce, republish or distribute Site content without permission.

7. Acceptable use

You agree not to misuse the Site, including by attempting to gain unauthorised access to it, interfering with its normal operation, or using it to transmit unlawful or harmful content.

8. Third-party links

This Site may contain links to third-party websites, including insurer or regulatory resources. We do not control and are not responsible for the content or practices of any linked third-party sites.

9. Limitation of liability

To the extent permitted by applicable law, we shall not be liable for any indirect, incidental or consequential loss arising from your use of, or inability to use, this Site or reliance on its content. Nothing in these Terms excludes liability that cannot be excluded under applicable law.

10. Governing law

These Terms are governed by the laws of Germany, without regard to its conflict of law provisions, unless mandatory consumer protection law in your place of residence provides otherwise.

11. Changes to these terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Contact

Questions about these Terms can be sent to support@as-bremen.ltd or by post to Am Wall 96 – 98, 28195 Bremen, Deutschland.